KC Filo

Every step of fleet management is ours

Long-Term Leasing

Flexible 12, 24 and 36-month contract options. Choose your annual mileage package from 10,000 to 50,000 km. Your monthly payment never changes for the duration of the contract — your budget is fully predictable from day one. Corporate customers can record lease payments directly as an operating expense.

  • 12, 24 and 36-month contracts
  • Annual 10,000–50,000 km packages
  • Individual and corporate contracts
  • Fixed monthly rate — no changes throughout the contract
  • No VAT or special consumption tax burden on lessee
  • Lease payments fully deductible as operating expense
  • Simple vehicle return at end of contract — no depreciation risk

Vehicle Procurement on Request

We source vehicles in any make, model, colour and specification. Direct factory orders deliver the exact vehicle you want within the agreed timeframe.

  • Any make and model on request
  • Desired equipment package and colour
  • Direct factory order available
  • Address delivery coordination
  • Smooth vehicle changeover process

Zero-Excess Full Insurance

All vehicles carry zero-excess comprehensive insurance, compulsory third-party and personal accident cover. All insurance premiums and damage costs are met by KC Filo.

  • Zero excess, fully comprehensive insurance
  • Compulsory third-party and personal accident
  • All damage costs covered by KC Filo
  • Insurance renewal and policy tracking
  • Expert assessment coordination

Maintenance & Service Management

All periodic maintenance and repairs are carried out at our own service facility under our direct supervision. When vehicle inspection is due, we collect the vehicle from you, take it to the inspection station, complete the process and return it — your driver doesn't lift a finger.

  • In-house fully supervised maintenance
  • Periodic maintenance planning and tracking
  • Seasonal tyre change included
  • We organise, collect and return vehicle for inspection — fully handled
  • All maintenance costs in contract — no surprise invoices

Damage Management

Our 24/7 support line activates at the moment of any accident or damage. From insurance application to repair coordination, expert dispute to official documentation — the entire process is ours.

  • 24/7 support line at time of accident
  • Insurance application and process tracking
  • Expert coordination and dispute
  • Repair process and vehicle tracking
  • Official documentation and report preparation

Replacement Vehicle

During maintenance or repair, a same or higher segment replacement vehicle is provided. Fast delivery keeps your workflow uninterrupted.

  • Replacement vehicle during maintenance/repair
  • Same or higher segment guaranteed
  • Fast delivery, minimum waiting
  • No extra cost within contract
  • Replacement logistics managed by KC Filo

OGS/HGS Management

Motorway pass systems for all vehicles in your fleet are managed by KC Filo — device provision, balance tracking, dispute handling and centralised reporting included.

  • OGS/HGS device provision and fitting
  • Balance tracking and top-up management
  • Pass dispute processes
  • Centralised management for all vehicles
  • Monthly reporting and transparent tracking

Traffic Fine Management

Traffic fines issued to fleet vehicles are tracked by KC Filo. From coordinating discounted payment processes to managing disputes — all fine processes handled transparently.

  • Fine notification and tracking system
  • Discounted payment process coordination
  • Dispute and dispute tracking
  • Driver-based reporting
  • Transparent fine management dashboard

Buy or lease?

See it in numbers: how operational leasing reduces your company's cash flow burden, accounting complexity and operational friction.

TopicVehicle PurchaseOperational Leasing
Upfront CostHigh down payment + VAT + SCTNo deposit required
Monthly CostVariable (maint., insurance, insp.)Single fixed payment
Balance Sheet ImpactOn-balance, depreciation requiredOff-balance sheet
Tax AdvantageSubject to depreciation limitsFully deductible as expense
Maintenance & RepairCompany responsibilityCovered by KC Filo
Vehicle InspectionDriver organisesWe collect and return
InsuranceSeparate, premiums on companyZero-excess comprehensive included
Depreciation RiskBorne by the companyBorne by KC Filo
Fleet RenewalSell + re-purchase processReturn at contract end
Fleet Management LoadRequires in-house resourcesFully managed by KC Filo

Let's design your fleet solution together

Our expert team will prepare the most suitable leasing package for your needs. Contact us for a free consultation.

0212 286 65 67
info@kcfilo.com